Insurance & Fees

Insurance

We currently accept the following insurances:

  • Aetna

  • America’s PPO

  • Anthem

  • Blue Cross

  • Blue Shield

  • BlueCross and BlueShield

  • Cigna and Evernorth

  • HealthPartners

  • Humana

  • Medica

  • Medicaid

  • Medical Assistance

  • Optum

  • PreferredOne

  • UCare

  • United Medical Resources (UMR)

  • UnitedHealthcare UHC | UBH

When asking your insurance about coverage, please use Rivers Mental Health, PLLC or Charles Miller, MA. LPCC to find eligibility. Although your services are likely covered, your specific provider may not be listed due to supervision and contracting

Out of Pocket Fees

Initial Assessment and Intake Session - 60 Minutes: $190

Standard Individual Session - 38-52 Minutes: $135

Extended Individual Session - 52+ Minutes: $160

Family Session - 26+ Minutes: $160

Benefits of paying Out-of-Pocket

  • Mental health diagnosis is not required

    • Is naming your concern helpful for hurtful for your eyes?

  • More Privacy

    • Our work together is not reported to an insurance company.

  • More Autonomy

    • You have more say in the course and duration of treatment.

  • Sliding Scale Available

    • The cost of your services is income-based.

  • Ask about reimbursement potential

    • A detailed invoice is provided at our request to submit to your insurance for possible reimbursement.

Good Faith Estimates

As of January 1st, 2022, the No Surprise Act was implemented on a federal level. All private pay individuals are entitled to a Good Faith Estimate, a statement that outlines the cost of services.

Ready to start your healing journey?

Take the first step towards feeling better. Schedule a 15 minute consultation to see if we’re the right fit and explore how we can support you on your path to healing and growth.